Track contributions, send automatic reminders, resolve disputes with AI — without ever touching your group's money. Works for stokvels, pardner, sou-sou, tontines and savings clubs worldwide.
800k+SA Stokvels
R50BSaved yearly
Global9 currencies
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Your name
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S
Stokmate
Good morning
Thandi 👋
T
Total tracked across all groups
R 14,500
Updated just now · 2 active groups
Collected this month
R 8,200
▲ 3 members still owed
Next payout
R 6,000
⏳ Month 3 of 12
87
Group health score
Your groups are performing well · 3 unpaid this month
Good
🎄 December payout countdown
R 6,000
249
Days left
72%
Collected
4
Months left
🎁
You have earned 3 free months!
3 friends joined using your link · Share more to earn more
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WhatsApp reminders · AI disputes · Certificate of good standing
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➕
New Group
💰
Mark Paid
🤖
AI Help
🏅
Certificate
⚠️
Thabo Khumalo has not paid this month in Church Stokvel. The group is short R500.
Send WhatsApp reminder →
My Groups
+ New
C
Church Stokvel
🔄 Rotating · 12 members · R500/month
3 unpaid
9 of 12 paid75%
Collected: R4,500
Payout: Nomsa
B
Motsepe Burial Society
🕊️ Burial society · 8 members · R200/month
Active
8 of 8 paid100% ✓
Fund total: R18,400
Cover: R5,000/member
F
Family Savings Circle
💰 Savings club · 6 members · R1,000/month
Your payout! 🎉
6 of 6 paid100% ✓
Collected: R6,000
Payout: You
Church Stokvel
🔄 Rotating stokvel
12 members · R500/month · Month 7 of 12
R6,000
Target
9/12
Paid
87
Health score
🔐
Dispute vault
Tamper-proof record of all group activity
Nomsa Dlamini marked payment of R500 as received
Today 09:14 · Admin confirmed
WhatsApp reminder sent to Thabo Khumalo, Sipho Ndlovu, Bongani Mokoena
Today 08:00 · Automated
Lerato Mokoena marked payment of R500 as received
Yesterday 18:32 · Admin confirmed
Member reliability
N
Nomsa Dlamini
R500 · Paid 1 May · 7/7 months · 🏆 Payout this month
100%
Reliable
T
Thabo Khumalo
R500 · NOT PAID · 5/7 months
71%
At risk
L
Lerato Mokoena
R500 · Paid 2 May · 7/7 months
100%
Reliable
P
Priya Naidoo
R500 · Paid 3 May · 6/7 months
86%
Good
S
Sipho Ndlovu
R500 · NOT PAID · 4/7 months
57%
Warning
Certificate
S
Stokmate
Certificate of Good Standing
Thandi Dlamini
has demonstrated consistent financial reliability as a member of the Church Stokvel and is hereby recognised as a trusted savings group participant.
7
Months perfect
R3,500
Total contributed
0
Late payments
Reliability score
100%
Top 5% of all Stokmate members globally
🏅
CERT-STK-2025-TH-0042 · Issued
Earn free months 🎁
Share Stokmate with friends. Every group that joins gives you 1 free month.
1
Share your personal link
Send it on WhatsApp to anyone who runs a stokvel, pardner, or savings club.
2
They sign up and subscribe
When they start their 30-day free trial using your link, it is tracked automatically.
3
You get 1 free month
When they convert to a paid subscriber, one month is added to your account. No limit on how many you can earn.
Your personal referral link
stokmate.co.za/join/THANDI2025
Free months earned so far
3 months
New Group
Group type
Group name
Members
Contribution
Payment cycle
Monthly
Weekly
December
Currency
Group value at a glance
Monthly poolR 5,000
Annual totalR 60,000
Each member receivesR 5,000
Stokmate AI
● Online · Answers in seconds
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Member not paying 😤
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Someone wants to leave
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Sawubona! 👋 I am your Stokmate AI — here to help your group run smoothly anywhere in the world. Whether you run a stokvel in Soweto, a pardner in London, or a sou-sou in New York — I understand your savings group and can help with disputes, constitutions, missed payments and more. What is happening in your group today?
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Everything your group needs. Trusted by groups in SA, UK, US and beyond.
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